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Mortgage Interest Rates Update - Feb. 5, 2025

As of February 5, 2025, the current average mortgage interest rates are:

  • 30-year fixed-rate mortgage: 6.84% with an APR of 6.88%.
  • 15-year fixed-rate mortgage: 5.89% with an APR of 5.94%.
  • 30-year fixed-rate jumbo mortgage: 7.19% with an APR of 7.21%.

These rates are based on recent web data for mortgage rates. Remember, individual rates can vary based on factors like credit score, down payment, and the specific lender.